LightspeedLoans.com

LEGAL/PRIVACY

Disclosure of Information

Lightspeedloans.com will not sell, trade, share or rent your personal information to others. In fact, we do not even log personal data nor do we link information automatically logged by other means with personal data about specific individuals. We may use IP addresses to compile and provide aggregate statistics about our visitors, traffic patterns, and administer the site. This statistical information may also be related to third parties, but these statistics will not include any personally identifying information, track user's movement, and gather broad demographic information for aggregate use. IP addresses are not linked to personally identifiable information. We collect only the personal data that you may volunteer while using our services, such as your name and e-mail addresses only. We do not collect information about our visitors from other sources, such as public records or bodies, or private organizations.

Our Commitment to Children's Privacy

Protecting the privacy of young children is important to us. For that reason, we do not collect or maintain information at our sites from those we actually know are under 18, and no part of our site is structured to attract anyone under 18.

Co-Branded Disclosure and External Web Sites

Please note that Lightspeedloans.com contains links, co-branded links, and forms that direct to other web sites. Please be aware that we are not responsible for the privacy practices of these other web sites. In any case, if you fill out an application that looks like it is located on or associated with www.Lightspeedloans.com , it will not be collected by our web site, but by the affiliate or partner website. We encourage you to be aware when you leave our site, and to read the privacy statements of each and every web site that collects personally identifiable information.

Cookies

A cookie is a small text file that is stored on a user's computer for record-keeping purposes. We do use cookies on this site by gathering technical information from your Web browser (IP address, operating systems). We do not link the information we store in cookies to any personally identifiable information you submit while on our site. Some of our business partners (e.g., advertisers) use cookies on our site. We have no access to or control over these cookies.This privacy statement covers the use of cookies by Lightspeedloans.com only and does not cover the use of cookies by any advertisers.

We work with CBProsense to display Retargeted ads to our site prospects, on our behalf, across the Internet. They collect Non-Personally Identifiable Information about your visits to our Website, and your interaction with our products and services. No Personally Identifiable Information is collected during in this process.

Security

The security of your personal information is important to us. No sensitive information (such as credit card number and/or social security number) is ever collected from our site.

We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

If you have any questions about security on our Web site, you can email us at:webmaster@lightspeedloans.com.

Disclaimer and Information about Lightspeedloans.com

Please view our official disclaimer page here Disclaimer

Lightspeedloans.com is an online directory and resource for credit, loans, and other credit and loan-related topics . We are not a bank or a lender, we are a referral service providing information and links to websites that can help you get in touch with a bank or lending partner.

We offer information and provide links thus we are not responsible for any actions or decisions made by our lending partners or banks. Furthermore, changing financial markets along with the steadily changing lender rules and guidelines, the information about lenders and loan processes may not always be updated timely on our site. Accordingly, all information on this web site is subject to change without prior notice. Lenders (banks and institutions) will be able to give you complete and accurate information regarding their services and terms once you get to their respective websites. We are not responsible for lender decisions since we are simply an informational resource and are not involved in the lending process.

Mortgage Terms
Terms used in residential lending.

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Important Info
THE OPERATOR OF THIS WEB SITE IS NOT A LENDER, does not broker loans to lenders and does not maintain any product offerings, loans or credit decisions.This web site does not constitute an offer or solicitation to lend. This site will provide third-party links to securely submit information you provide. Note: We do not collect or store any personal or sensitive information - please review our legal/privacy statement for further details to a lender. Providing your information on this web site will not guarantee that you will be approved for a product offering. The operator of this web site is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. This service is not available in all states, and the states serviced by this web site may change from time to time and without prior notice. For details, questions and concerns regarding your application, please contact your lender directly. Any Cash advances applied for are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution.

Lenders will at their own descretion perform credit checks with the three credit reporting bureaus: Experian, Equfax and/or Trans Union.